Monthly budget with AI
Track in seconds. We know friction is the hardest part.
app de finanzas personales Colombia
We make hard things easy in
A co-pilot for smarter spending and better decisions, turning today's choices into tomorrow's peace of mind.
This is our strategy
Smart debt management
Automate your payment strategies and save money on interest.
Financial plan
Categorize your spending, set reminders, and map your goals. We help you reach them.
It is not how much you earn, it is how you manage it
Disorder creates hidden expenses, improvised decisions, and pulls you away from your goals
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Postponing your finances puts your future at risk
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Without clarity, managing your money feels like a second job
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A bad money mindset lowers quality of life
Multi-platform
Your financial system lives on every device you need.
- • Synced data
- • Mobile-first approach
Multi-member
Share finances or information with whoever you want.
- • Control and visibility by role
- • Aligned goals
We change the rules
Tregua solves what makes the financial world complicated.
- • Step-by-step guidance
- • Turns data into actions
Frequently asked questions
We remove friction before it slows your progress.
Do I need advanced financial knowledge?
No. The product turns complexity into clear, practical decisions.
Is Tregua only for people in debt?
No. It also helps people optimize cash flow and accelerate goals.
Can I use it with my partner or family?
Yes. Multi-member collaboration is built in with clear access controls.
How secure is my data?
We will never store your account or card numbers. Your data will always be under your control. You can easily adjust your storage preferences at any time.
Does Tregua use AI with my data?
Yes, but only if you choose to. AI features are disabled by default and require your explicit consent. You can enable or disable them at any time from the app menu. Data is processed through Google (Gemini) for financial analysis, voice transcription, and document processing.
Does it work on mobile and web?
Yes. Tregua is multi-platform with a consistent experience.
How can I organize my personal finances if I have debt and little time?
The first step is to have everything in one place: how much you owe, at what rate, and when each payment is due. With that you can build an attack plan. The key is not doing more, but knowing exactly what to do first.
How much should I have in my emergency fund?
The recommended standard is 3 to 6 months of your basic expenses. If you have a steady job, 3 months may be enough. If you are self-employed or freelance, aim for 6. The most important thing is that this money is separate from your checking account and you don't use it for anything else.
Why do I always fail at budgeting?
Usually it's not lack of discipline—it's that traditional methods ask for too much effort for too little visible result. A budget works when it's simple to maintain and shows you the impact of each decision in real time.
Is it worth paying for a personal finance app?
If an app helps you pay off a debt 3 months earlier or avoid an unnecessary $50,000 expense per month, it pays for itself many times over. The question is whether the product delivers what it promises—in our case you can see for yourself with the free 7-day trial.
Download free now
In seconds you will have a financial model tailored to you and you can start making better decisions.
+1,000 people have already given their money a purpose
★★★★★ 5 · App Store & Google Play
— Adriana M.
— Darío A.
— Manuela L.
— Marcela S.
— Pablo B.
— Adriana M.
— Darío A.
— Manuela L.
— Marcela S.
— Pablo B.
Tregua is simple and designed to turn intention into results