I want to get out of debt
Break the cycle of living while paying interest
When you feel like a large part of your monthly income goes straight to paying debts, it is easy to fall into the frustration of feeling like you are not working for your own projects. Getting out of that loop is about not improvising. To regain your peace of mind you need a clear route that shows you exactly where you stand and the fastest, cheapest path to zero, without having to freeze your life in the attempt.
What does it look like in Tregua?
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1. Bring your debts into the light
Record your outstanding obligations with their current balances and respective interest rates (% E.A.). The app consolidates the full picture in one place to give you your real monthly payment and know exactly what you are paying today.
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2. Choose your payoff strategy
Activate and compare smart methods like avalanche (attack the debt with the highest interest rate first). The app automatically calculates your projected interest savings so you see the real benefit of staying disciplined.
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3. Focus on the right debt
Forget the confusion of not knowing which card to pay more this month. Tregua points to the exact debt you should prioritize and accompanies you day by day so you see your obligations shrink until they are gone.
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4. Build complete routes
Get actionable steps and support from our AI to make smarter decisions about your debts. Ask questions in real time and check that you are taking the actions needed to get out of debt.